Saving accounts
For savings account, the system displays the "Account overdrawn for X days" message at the top of the Account information section. Here X is the number of days for which an account is overdrawn. Additionally, in the Account information section, the system may not display account information in some or all of the fields.
The Account information section displays the following information:
Balance
Previous day transactions
Balance for the previous business day after crediting or debiting any pending transfers
Current Balance
Balance of the account as of the last processing day
Total float
Total amount of all float items
Holds
Dollar amount of all hold items
Pending Transactions
Any transaction or payment that is pending
Other Transfers
All the other types of transfer (for example, demand deposit or certificate of deposit).
Today's Float
Float available for the current business day
Available Balance
The balance available for immediate use. Your available balance may differ from your current balance because it includes transactions that the system is yet to settle.
Note:
The system displays the account balances below $0.00 in a different color.
Activity
Last deposit
The date and amount of the most recent deposit in an account. The system displays the last deposit date in the MM/DD/YYYY format.
Last withdrawal
The date and amount of the most recent withdrawal from the account. The system displays the last withdrawal date in the MM/DD/YYYY format.
Maturity date
For termed savings accounts, the date on which the contracted term ends and you can withdraw funds without penalty.
Term
For termed savings accounts, the duration of the current contract.
Last renewal
The date and amount of the most recent loan renewal. The system displays the last renewal date in the MM/DD/YYYY format.
Last overdrawn
The date when the account was last overdrawn. The system displays the last overdrawn date in the MM/DD/YYYY format.
Forfeiture amount
Penalty amount applied to the account as a forfeiture withdrawal
Interest
Current interest rate
The current interest rate that the system used to compute interest on the account. The system displays the current interest rate in 1/10,000 of a percent (.9999%).
Current accrued interest
Total amount of interest earned
Last interest payment
Date and amount of the most recent interest payment
Next interest payment
Date on which you receive the next interest payment for the account, and the anticipated amount of the payment
Interest paid
Amount of interest that on the account for the current year